A need-based non-repayable grant for undergraduate students. Eligibility is based on the student’s “expected family contribution (EFC),” “cost of attendance,” “enrollment status,” and whether or not the student attends a full academic year.

The maximum annual award for the 2008-09 award year was $4,731. The minimum annual award for the 2008-09 award year was $523. Depending upon the EFC, eligible students may receive this grant if enrolled in one or more credit hours.

A need-based non-repayable grant awarded to Federal Pell Grant eligible undergraduate students who completed a rigorous high school program and graduated from high school on or after January 1, 2005. Students must be U.S. citizens or eligible non-citizens enrolled at least half-time in an eligible program of study and meet other general eligibility requirements. The maximum annual award to freshmen for the 2008-09 award year was $750. The annual maximum award to sophomores for the 2008-09 award year was $1,300.

A non-repayable grant to students with exceptional financial need. Priority is given to Federal Pell Grant recipients with the lowest “expected family contribution (EFC).” Priority is also given to students who complete the FAFSA prior to March 1 preceding an award year. Average awards are $300 per semester. Funding is limited. Eligible students must be enrolled in one or more credit hours.

A non-repayable grant to Tennessee residents whose “expected family contribution” is $2,100 or less. Students must be enrolled in at least six credit hours. Priority is given to students whose FAFSA is processed by March 1 prior to the award year. The maximum annual award for the 2008-09 award year was $1,458.

This program provides jobs for students who have financial need. Priority is given to students who complete the FAFSA prior to March 1 preceding an award year and have a minimum financial need of at least $1,000. Students work an average of 15 hours per week at a pay rate of $7.50 per hour.

The average annual award for the 2008-09 award year was $3,600. Funding is limited. Though most jobs are on campus, some jobs are available off campus in community service positions. A higher rate of pay is provided to assist with transportation expenses related to off-campus positions. Eligible students must be enrolled in one or more credit hours.

A need-based low-interest loan for eligible students enrolled in at least six credit hours. To be considered for loans, students must minimally complete the FAFSA, the NSCC Loan Information Worksheet, and the NSCC Financial Aid Application. Students must also provide any additional information as requested by the Financial Aid Office.

Students must attend an “entrance-loan” workshop and sign a Promissory Note. Both processes can be completed via the Web. Eligibility for a Federal Pell Grant must first be established.

Maximum awards are based on financial need and whether the student is classified as a freshman or sophomore and whether a student is classified as dependent or independent. Students are also subject to annual and aggregate limits.

Interest does not accrue while the student is in school. Repayment begins (as well as interest) six months after the student drops below half-time status. There are a number of deferment and forbearance options available to students.

Refer to Funding Education Beyond High School: The Guide to Federal Student Aid available in the Financial Aid Office. Students must attend an exit-loan workshop prior to graduation or at which point they otherwise plan to drop below half-time status.

Registration and transcript holds are placed on student accounts until this requirement has been satisfied.

A non-need-based low-interest loan for eligible students enrolled in at least six credit hours. To be considered for loans, students must minimally complete the FAFSA, the NSCC Loan Information Worksheet, and NSCC Financial Aid Application. Students must also provide any additional information as requested by the Financial Aid Office.

Students must attend an entrance-loan workshop and sign a promissory note. Both processes can be completed via the Web. Eligibility for a Federal Pell Grant and Federal Direct Subsidized Stafford Loan must first be established.

Maximum awards are based on whether the student is classified as a freshman or sophomore and whether the student is classified as dependent or independent. Students are also subject to annual and aggregate limits.

Interest accrues while students are in school. Students have the option to make payments on the interest or to allow it to capitalize. Repayment begins six months after students drop below half-time enrollment status. There are a number of deferment and forbearance options available to students.

Refer to Funding Education Beyond High School: The Guide to Federal Student Aid available in the Financial Aid Office. Students must attend an exit-loan workshop prior to graduation or at which point they otherwise plan to drop below half-time status.

Registration and transcript holds are placed on student accounts until this requirement has been satisfied.

This loan is for parents of dependent students. Students must minimally complete the FAFSA and NSCC Financial Aid Application. Students must also provide any additional information as requested by the Financial Aid Office.

Eligibility for the Federal Pell Grant and Federal Direct Subsidized and Federal Direct Unsubsidized Stafford Loan must first be established before we can determine the amount of PLUS eligibility.

Maximum awards cannot exceed a student’s cost of attendance less other financial aid received. PLUS Applications may be obtained from the Financial Aid Office. Eligible students must be enrolled in at least six credit hours.